Home Bancorp Of Elgin, Inc. is a bank holding company. The principal business activity of the bank consists of attracting deposits from the public and investing those deposits along with funds generated from operations in loans secured by mortgages on one-to-four family residences. Primary deposit products include savings deposits, Now and Super Now accounts, money market accounts and Passbook savings accounts. The bank originates real estate mortgage loans, consumer loans, personal loans and other loans. In addition to its administrative home office and check processing center in Elgin, 4 other branch offices are located in Crystal Lake, Roselle, Barlett and South Elgin, Illinois. Interest and fees on loans accounted for 83% of 1997 revenues; other interest income, 12% and non-interest income, 5%.