Mid Am Inc., is a bank holding company with a total of 80 banking offices located in western Ohio and southern Michigan. The company also owns a nonbank subsidiary involved in data processing. The company offers a wide range of lending and other services to individual and business customers. The company owns seven subsidiaries through which the activities are undertaken. Interest and fees on loans accounted for 64% of 1997 revenues; other interest income, 11% and non-interest income, 25%.